Mortgage by MarionMortgage Done Right.Apply now ↗Straight answers.
Smart mortgage strategy.
Service you can feel.
I help veterans, homebuyers, homeowners, and investors understand their financing options and move forward with a clear plan. You will know what we are doing, why we are doing it, and what happens next.
Realtor looking for a lending partner? Let’s connect →Marion Singleton, MBA | NMLS #2395576 | Edge Home Finance, NMLS #891464
What can I help you accomplish?
Choose the path that feels closest to where you are today. We’ll turn it into a clear, personal plan.
Buy a home
Build a purchase plan around your goals, budget, and timeline.
Use my VA benefit
Understand entitlement, eligibility, and the options you earned.
Refinance or use equity
Explore payment, term, cash-out, and home-equity strategies.
Finance an investment
Find a path for rentals, DSCR, or alternative income.
More than a loan.
A clear strategy.
A mortgage is a financial decision, not just a rate quote. I compare available programs, explain the tradeoffs, and help you make the next decision with confidence.
Let’s talk through your options →Multiple lender options
As a broker, I can compare available options based on your situation.
Veteran-to-veteran understanding
Your service, benefit, and next chapter deserve informed guidance.
Communication that stays clear
No jargon fog. You’ll understand the plan and the next step.
Creative problem-solving
Straightforward files are welcome. So are the ones that need a closer look.
TO
VETERAN
You earned the benefit.
Let’s make sure you understand it.
From remaining entitlement and manual underwriting to construction and refinance options, the details matter. I’ll help you separate the myths from the possibilities.
- Potential for zero down
- No monthly mortgage insurance
- Reusable benefit
- Manual underwriting options
- Remaining entitlement scenarios
- IRRRL and cash-out refinancing
More ways to move forward.
Your income, property, timeline, and goals shape the right financing path. Here are a few places we can start.
VA home loans
For eligible service members, veterans, and surviving spouses exploring the power of an earned benefit.
Learn more →FHAFHA loans
A flexible path for buyers who may benefit from more accommodating credit or down-payment options.
Learn more →CONVConventional
Versatile financing for primary homes, second homes, and investment properties.
Learn more →DSCRInvestor loans
Property-focused financing that may use rental cash flow rather than personal income.
Learn more →1099Self-employed
Bank-statement and alternative-documentation options for entrepreneurs and independent earners.
Learn more →HEHome equity
Explore a HELOC, home equity loan, cash-out refinance, or other available equity strategy.
Learn more →Clear from the first hello.
We keep every step visible, so you can focus on the decision in front of you—not wonder what comes next.
Connect
Tell me what you want to accomplish.
Apply
Complete the secure application.
Strategize
Review options, numbers, and tradeoffs.
Shop
Receive preapproval and find your home.
Close
Process, underwrite, and finish strong.
Many purchase transactions may be structured around a 14-to-17-day closing target when the file, property, contract, and third parties support that timeline. Timing is not guaranteed.
A lending partner who helps you look good.
From the group-text introduction to preapproval and closing, your buyer receives clear guidance—and you receive useful updates. When they’re ready to shop, they come back to you.
Marion is hands down one of the most dedicated, knowledgeable, and compassionate loan officers I have ever worked with. What truly sets Marion apart is his profound expertise in VA loans and his genuine heart for our veteran community, as a veteran himself.
Technology should give you more time to be human.
I help Realtors and small businesses use AI for marketing, follow-up, content, and smarter systems—without turning their brand into a robot.
AI consulting services are separate from mortgage origination services.
AIME event photography does not imply endorsement.Answers before assumptions.
Mortgage guidelines are full of “it depends.” These are useful starting points; your personal plan comes from a real conversation.
Do VA loans require a down payment?+
Eligible borrowers may be able to purchase with no down payment, subject to entitlement, the property appraisal, lender guidelines, and underwriting approval.
Can I use a VA loan more than once?+
Yes. VA entitlement can often be reused after restoration, and some borrowers may have remaining entitlement for another purchase.
Can I have two VA loans at the same time?+
In certain circumstances, remaining entitlement and occupancy rules can allow it. We can review the property locations, prior entitlement use, and your goals.
How long does preapproval take?+
A general target is 24 to 48 hours after the required information is received. Complex files may take longer, and timing is not guaranteed.
Can self-employed borrowers qualify?+
Yes. Depending on the program, qualification may use tax returns, bank statements, 1099 income, or other approved documentation.
Does checking my options affect my credit?+
A full mortgage preapproval may involve a credit inquiry. We will explain the process and obtain authorization before moving forward.
Let’s build the right financing plan
for your next move.
Bring the questions. I’ll bring the clarity.